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Mortgage
Loans |
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| 15 Year
Fixed
20 Year Fixed
25 Year Fixed
30 Year Fixed
40 Year Fixed |
1 Year Arm
3/1 Year Arm
5/1 Year Arm
7/1 Year Arm
10/1 Year Arm |
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 | All loans are for owner occupied 1-4 family
dwellings only.
Minimum loan amount: $25,000 Maximum loan amount:
$1,000,000.00. |
| Purchases - 10% Minimum down payment.
PMI required on all loans above 80% loan to value. |
| Refinances: maximum 70% loan to value. |
| All adjustable rate mortgage loans have a
margin of 2.75%. |
| First-time Home Buyer and Affordable Housing
Loans available. |
| Bi-weekly mortgage program |
| 5 Year Fixed |
10 Year Fixed |
15 Year Fixed |
20 Year Fixed |
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25 Year Fixed |
30 Year Fixed |
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$5,000 -
$200,000 - 70% LTV less 1st Mortgage
$201,000 -
$500,000 - 1st Lien - 70% LTV
Combined
1st & 2nd Lien - 70% LTV
Owner
occupied only.
Investment Property
Loans Available - Call for Rates
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Home Equity
Lines of Credit
Term: 15 year
payout
Rate: Prime minus 1.00%
New Product: Introducing our HELOC with
new term of 240 months
Owner occupied properties only. (Floor of HELOC is 4%)
$5,000 - $200,000 - 70% LTV less 1st Mortgage
$201,000 - $500,000 - 1st Lien - 70% LTV
~~~ Combined 1st & 2nd Lien - 70% LTV. Owner
occupied only.
Investment Property Loans Available - Call
for Rates.
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Automobile
Loans
Maximum
of $50,000.00
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| New Vehicles |
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Used Vehicles |
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| 3 Years |
2 Years |
| 4 Years |
3 Years |
| 5 Years |
4 Years |
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15% down payment
required. |
Maximum loan amount: 75% of
cost or
book value (whichever is less). |
| Rates reduced by 1/4% if payment is
withdrawn from a GRSB checking account. |
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For current rate and fee information,
please click here
or call 973-636-2596.
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