NMLS #635444

Mortgage Loans

 

15 Year  Fixed                                           

20 Year Fixed

25 Year Fixed

30 Year Fixed

 

All loans are for owner occupied 1-4 family dwellings only.
Minimum loan amount:  $25,000   Maximum loan amount:  $1,000,000.00.
bulletPurchases - 10% Minimum down payment.  PMI required on all loans above 80% loan to value.
bulletRefinances: maximum 75% loan to value.
bulletFirst-time Home Buyer and Affordable Housing Loans available.
bulletBi-weekly mortgage program
 

Home Equity Loans
5 Year Fixed 10 Year Fixed 15 Year Fixed 20 Year Fixed

 

25 Year Fixed 30 Year Fixed

 

$5,000 - $200,000 - 75% LTV less 1st Mortgage

$201,000 - $500,000 - 1st Lien - 75% LTV 

Combined 1st & 2nd Lien - 75% LTV 

Owner occupied only.

Investment Property Loans Available - Call for Rates

 

THERE MAY BE A PRINCIPAL BALANCE DUE

AND PAYABLE AT THE MATURITY 

DATE OF THIS LOAN TYPE.  

Home Equity Lines of Credit

Term:  15 year payout         Rate:  Prime minus 1.00%

New Product: Introducing our HELOC with new term of 240 months
Owner occupied properties only. (Floor of HELOC is 4%)

$5,000 - $200,000 - 75% LTV less 1st Mortgage

$201,000 - $500,000 - 1st Lien - 75% LTV ~~~ Combined 1st & 2nd Lien - 75% LTV.  Owner occupied only.

Investment Property Loans Available - Call for Rates.

 

Automobile Loans

Maximum of $50,000.00

New Vehicles Used Vehicles
3 Years 2 Years
4 Years 3 Years
5 Years 4 Years
15% down payment
required.
Maximum loan amount:  75% of cost or
book value (whichever is less).
Rates reduced by 1/4% if payment is withdrawn from a GRSB checking account.  
 

 

For current rate and fee information call 973-636-2596.